AISA STUDENT INSURANCE 2009

2011-2012 AISA Student Insurance: The following schools are covered under the AISA Student Insurance Base Plan which became effective on July 15, 2011. Coverage has expired for schools that had the 2010-2011 AISA Base Plan and have not submitted the 2011-2012 Base Plan Participation form. If you have any questions concerning student catastrophic or base plan insurance coverage, please call David Larson at 334-395-8000 or toll free 1-888-636-7272. Please make check payable to AISA and return to the AISA office by the deadline date of September 1, 2011. There will be a late payment fee of $100.00 for all payments received in the AISA office after September 20^th.

The AISA State Board of Directors has approved the following Student Group Insurance Programs for the 2011-12 school year. All AISA members must participate in the catastrophe coverage and are strongly encouraged to participate in the base plan.

An association brochure outlining the complete program will follow. To expedite implementation, some of the program highlights are listed below. Coverage becomes effective on July 15, 2011. Schools will be billed in September.

Excess Group Accident Catastrophe Plan

(Required for all AISA Member Schools)

$1,000,000 Accident Medical Maximum - Excess Payment

25,000 Deductible

100,000 Catastrophic Cash Benefit

Premium: Grades K5-12 (Premium included in membership dues)

K4 and under (Optional) $ 3.00 per student

Faculty/Staff (Optional) $5.00 per person

All AISA members must participate in the above Group Catastrophe Insurance Program and all students in K5-12 must be included in the count. Four year olds and under may be covered at the Grades K5-6 rate. Faculty and staff may be covered at the Grades 7-12 rate.

Excess Group Zero Deductible Accident Medical

Base Plan

Excess Secondary U & C

(Optional)

0-$25,000 Accident Medical Maximum - Excess Payment

Premium: Grades 7-12 $21.00 per student

Grades K5-6 $16.00 per student

Four year olds and under may be covered at the Grades K5-6 rate. Faculty and staff may be covered at the Grades 7-12 rate.

AISA members are strongly encouraged to participate in the AISA Excess Group Base Plan Coverage. All AISA sports and school activities are covered under this special program. All students must be included in the count.

Note: AISA all-star participants are not covered unless the school carries the base plan coverage.

One of the requirements for membership into the Alabama Independent School Association is for each member school to participate in the Association’s Group Accident Catastrophe Plan of excess medical, accidental death & dismemberment and disability benefits. This covers every enrolled child at the school for all Association/school sponsored and supervised activities; including all sports, and has a $25,000 deductible. Your plan will remain as it was last year: same price, benefits, and administrators.

If you have a seriously injured student/athlete and you think the price of the medical bills could approach $25,000, call our office to receive a catastrophe claim form (334-395-8000). Also, if you have an accidentally disabled child or an accidental death call our office for the appropriate claim form.

The Association also offers an excess accident group Base Medical Plan which is optional school by school, covers $0-$25,000, and fills the Catastrophe deductible gap. This is so important because more and more of your students, and/or athletes are underinsured or uninsured. We welcome the opportunity to talk to those of you not on the Base Plan about these excellent benefits and much needed coverage.

As always, if you have any questions or comments, please call our office. We appreciate your business and value working with you.